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Annuity Payout Calculator — result sheet
Calculate the equal periodic payout from a present balance, interest rate, and payout term.
Inputs used
Results
Visual chart
Breakdown
Calculation steps
Returned data table
Formula and methodology
Formula: Payment = PV×r(1+r)^n/((1+r)^n−1), with a zero-rate limit of PV/n.
The payment is the level amount that amortizes the present balance over the selected number of periods.
This result follows the calculator's declared inputs, precision, validation boundaries, and model limits.
Input contract
- Present balance — currency; minimum 0; maximum 1000000000
- Annual interest rate — %; minimum -99.999999; maximum 1000
- Payouts per year — minimum 1; maximum 366
- Payout term — years; minimum 1.0E-6; maximum 1000
Worked example
| Input | Value |
|---|---|
| Present balance | 100000 |
| Annual interest rate | 5 |
| Payouts per year | 12 |
| Payout term | 20 |
Monthly payout is approximately 659.96 currency units.
Assumptions and limits
- The balance is nonnegative, the term and frequency are positive, and the periodic rate is constant.
- Payments are level and occur at period end with no fees, taxes, inflation, or withdrawals outside the schedule.
- Longevity, investment risk, and suitability are not modeled.
Calculator note
Source and methodology
Use the official WorldCalculate methodology policy for the source, formula, precision, and boundary standards behind this calculator.
Planning estimate, not financial, medical, legal, or professional advice. © WorldCalculate — reuse with attribution. Built and curated by Hassan ALRowaie.
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